{"id":742,"date":"2020-02-27T11:38:32","date_gmt":"2020-02-27T19:38:32","guid":{"rendered":"http:\/\/grn.fpq.mybluehost.me\/claridgeadvisors.com\/?p=742"},"modified":"2020-05-15T09:55:24","modified_gmt":"2020-05-15T16:55:24","slug":"mortgage-stress-test-rate-update2","status":"publish","type":"post","link":"https:\/\/claridgeadvisors.com\/zh\/industry-insight\/mortgage-stress-test-rate-update2\/","title":{"rendered":"\u52a0\u62ff\u5927\u623f\u5c4b\u8d37\u6b3e\u538b\u529b\u6d4b\u8bd5\u5b9e\u65bd\u65b0\u7684\u57fa\u51c6\u5229\u7387"},"content":{"rendered":"<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-743\" src=\"https:\/\/claridgeadvisors.com\/wp-content\/uploads\/2020\/02\/Mortgage-Stress-Test-Update.jpg\" alt=\"\" width=\"880\" height=\"549\" \/><\/p>\n<p>\u5728\u8fc7\u53bb\u7684\u51e0\u4e2a\u6708\u91cc\uff0c\u6e29\u54e5\u534e\u7684\u623f\u5730\u4ea7\u5e02\u573a\u53d8\u5f97\u76f8\u5f53\u75b2\u8f6f\u3002\u4f46\u662f\u6211\u4eec\u6700\u8fd1\u89c2\u5bdf\u5230\u6fc0\u70c8\u5e02\u573a\u6d3b\u52a8\u6765\u6e90\u4e8e\u4e70\u5bb6\u7684\u7ade\u4ef7\u3002\u6700\u521d\u7684\u538b\u529b\u6d4b\u8bd5\u662f\u4e3a\u4e86\u786e\u4fdd\u8d2d\u623f\u8005\u5728\u5229\u7387\u4e0a\u5347\u65f6\u6709\u80fd\u529b\u652f\u4ed8\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u3002\u5176\u8fd8\u80fd\u63a7\u5236\u5e02\u573a\uff0c\u907f\u514d\u6da8\u5e45\u901a\u80c0\u5931\u63a7\u3002<\/p>\n<p>\u8d22\u653f\u90e8\u957fBill \u00b7 Morneau\u548c\u91d1\u878d\u673a\u6784\u76d1\u7ba1\u529e\u516c\u5ba4(OFSI)\u5468\u4e8c\u5ba3\u5e03\uff0c\u5c06\u4ece2020\u5e744\u67086\u65e5\u8d77\u5b9e\u65bd\u65b0\u7684\u57fa\u51c6\u5229\u7387\uff0c\u7528\u4e8e\u623f\u5c4b\u8d37\u6b3e\u538b\u529b\u6d4b\u8bd5\u3002\u73b0\u6709\u7684\u5229\u7387\u662f\u57fa\u4e8e\u672c\u56fd\u516d\u5927\u94f6\u884c\u63d0\u4f9b\u7684\u4e94\u5e74\u671f\u5e38\u89c4\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u786e\u5b9a\u7684\u3002\u65b0\u57fa\u51c6\u80cc\u540e\u7684\u539f\u56e0\u662f\u6700\u8fd1\u53d8\u5316\u7684\u5e02\u573a\u6761\u4ef6\uff0c\u65b0\u7684\u5229\u7387\u5e94\u8be5\u53cd\u6620\u8fd9\u4e00\u70b9\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u6839\u636e\u52a0\u62ff\u5927\u8d22\u653f\u90e8\u7684\u6570\u636e\uff0c\u65b0\u7684\u57fa\u51c6\u5229\u7387\u5c06\u662f\u6709\u4fdd\u9669\u6210\u5206\u7684\u62b5\u62bc\u8d37\u6b3e\u7533\u8bf7\u4e2d\u7684\u201c\u6bcf\u5468\u201d5\u5e74\u56fa\u5b9a\u4fdd\u9669\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u7684\u4e2d\u95f4\u503c\uff0c\u5916\u52a02%\u7684\u9644\u52a0\u5229\u7387\u3002\u8d1f\u8d23\u5236\u5b9a\u8be5\u5229\u7387\u7684OSFI\u8868\u793a\uff0c\u5176\u65b0\u57fa\u51c6\u5c06\u6bd4\u73b0\u6709\u76845.19%\u4f4e\uff0c\u7ea64.89%\u3002\u9996\u4ed820%\u6216\u66f4\u4f4e20%\u62b5\u62bc\u8d37\u6b3e\u7533\u8bf7\u5c06\u5728\u65b0\u7684\u5229\u7387\u4e0b\u6d4b\u8bd5\uff08\u5e26\u6709\u4fdd\u9669\u6210\u5206\uff09\uff0c\u8d85\u8fc720%\u9996\u4ed8\u5c06\u5728\u65e0\u4fdd\u9669\u5229\u7387\u4e0b\u6d4b\u8bd5\u3002<\/p>\n<p>\u65b0\u7684\u57fa\u51c6\u5c06\u4f7f\u66f4\u591a\u7684\u623f\u4e3b\u66f4\u5bb9\u6613\u8d37\u6b3e\uff0c\u8fd9\u5c06\u8fdb\u4e00\u6b65\u589e\u52a0\u5e02\u573a\u6d3b\u52a8\u3002\u538b\u529b\u6d4b\u8bd5\u7684\u5fae\u5c0f\u53d8\u5316\u4f1a\u5f71\u54cd\u4e70\u5bb6\u80fd\u8d37\u591a\u5c11\u94b1\uff0c\u4f46\u8fd9\u53ea\u662f\u5bf9\u73b0\u6709\u5e02\u573a\u975e\u5e38\u5fae\u5c0f\u7684\u8fb9\u9645\u8c03\u6574\u3002\u5c3d\u7ba1\u5982\u6b64\uff0c\u8fd9\u5bf9\u4e8e\u6709\u6f5c\u5728\u4e70\u5bb6\u6765\u8bf4\u4ecd\u7136\u662f\u4e00\u4e2a\u80dc\u5229\uff0c\u56e0\u4e3a\u8bb8\u591a\u6839\u636e\u6536\u5165\u80fd\u591f\u4e70\u5f97\u8d77\u623f\u5b50\u7684\u4e70\u5bb6\u5728\u83b7\u5f97\u8d37\u6b3e\u65f6\u9047\u5230\u4e86\u95ee\u9898\u3002\u5bf9\u4e8e\u90a3\u4e9b\u6210\u529f\u83b7\u5f97\u8d37\u6b3e\u7684\u4eba\u6765\u8bf4\uff0c\u4ed6\u4eec\u8d2d\u4e70\u7684\u662f\u6bd4\u9884\u671f\u66f4\u4fbf\u5b9c\u4f4e\u4ef7\u7684\u4f4f\u623f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u8fc7\u53bb\u7684\u51e0\u4e2a\u6708\u91cc\uff0c\u6e29\u54e5\u534e\u7684\u623f\u5730\u4ea7\u5e02\u573a\u53d8\u5f97\u76f8\u5f53\u75b2\u8f6f\u3002\u4f46\u662f\u6211\u4eec\u6700\u8fd1\u89c2\u5bdf\u5230\u6fc0\u70c8\u5e02\u573a\u6d3b\u52a8\u6765\u6e90\u4e8e\u4e70\u5bb6\u7684\u7ade\u4ef7\u3002\u6700\u521d\u7684\u538b\u529b\u6d4b [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_mi_skip_tracking":false},"categories":[60],"tags":[77,61,76],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/posts\/742"}],"collection":[{"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/comments?post=742"}],"version-history":[{"count":1,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/posts\/742\/revisions"}],"predecessor-version":[{"id":745,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/posts\/742\/revisions\/745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/media\/743"}],"wp:attachment":[{"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/media?parent=742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/categories?post=742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/claridgeadvisors.com\/zh\/wp-json\/wp\/v2\/tags?post=742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}